Starting The Home Buying Process With Chubb Realty

When it comes to selling a home in the Boston area, you need to find a home that will meet your needs.

While buying a home is stressful it is important to work with a REALTOR that makes the process as smooth as possible for you and your family.

Ask Yourself A Few Questions

• Where Do You Want to Live?
• What Kind of Home Do You Need?
• How Much Space Do You Need, or Which features?
• What is Your Determined Price Range?

Why Buy With Chubb Realty Group?

With Chubb Realty Group in Quincy, you'll find a realty dream team that has years of experience selling homes and serving both home buyers and sellers with the services they need.

We want to help you find the home...

LUXURY DREAM HOME NEIGHBORHOODS IN BOSTON

Whether homebuyers are moving to Boston because of a job transfer, or they are a second generation inhabitant, luxury home shopping begins with knowing where to look.

There are 23 established neighborhoods across the city. These areas break down into over 80 communities around Boston. We give you an overview of six of the grandest places to find your Boston dream home below.

Back Bay

This community is a historic destination. The entire area is full of vintage homes and shops where residents can spend the afternoon window shopping or sipping a glass of tea with a friend. From high-end hotels to the Public Garden and the waterfront Esplanade, this portion of the city has unique experiences and innovative events.

Visitors will recognize the area immediately upon seeing the Prudential Center, the Boston Public Library, and the John Hancock Tower. Rows of Victorian homes line the city streets of Copley Square, Newbury Street, and the Commonwealth Avenue Mall area of Back Bay.

Beacon Hill

This neighborhood is another historic area in Boston. The two primary areas are the Massachusetts State House grounds and Louisburg Square. The old Colonial space is west of the city center. Most businesses and events are on Charles Street.

The neighborhood name comes from the beacon that once lit up the hilltop overlooking the area. It is one of the oldest communities in Boston. Walking the brick streets and seeing the gas post lamps...

Today’s Real Estate Market Trends

  The real estate market is known for its rapid changes, and this can present a challenge to anyone who is involved in real estate transactions. Understanding the various forces that shape the market is helpful when performing initial research.

The fluid nature of the market often causes buyers and sellers to juggle multiple issues at the same time. Adaptation is more likely when you have access to useful information about the trends that shape the market as a whole. Examples of adaptations are helpful for anyone who is learning how to navigate this challenging environment.  

Staying curious about the latest market trends is key to maintaining a good perspective within a rapidly changing landscape. New information is critical when you are dealing with a situation that can shift quickly within a short period of time.

Planning is affected by perception, so learning new things is a great way to react during the inevitable times when you might be feeling overwhelmed.  

Trend Analysis Techniques

  Some of the most effective techniques are also obvious ones. For example, people who are looking to ...

Best First Time Buyer Mortgage Loans

Financing is always a big question mark when buying a home, especially for first-time home buyers who may not realize that all loans are not created equal; and all lenders do not offer every type of loan that is available.

Getting Started With A Mortgage

Getting the right loan could make a lot of difference in a lot of ways including the down, the number of years on the loan, closing costs and mortgage insurance. Getting pre-approved for the right type of loan could save a home buyer thousands of dollars and free up money that can then be invested in home improvements or new furniture.

Types of Mortgages

Rural Development Loans (RD)

...

Staging Your House For Sale In The Winter

When you invest in real estate, you want the house to be in working shape, make a good showing, and sell for a comparable price for the market. Forbes says property owners who invest in staging sell houses at a faster rate. Nearly 95 percent of homes with staging sell in less than two weeks.

These houses often go for over 15 percent of the comparisons for non-staged homes. When you are putting up homes for sale in the cold, winter months, then you may come across a scant few visitors on open house day. How can you entice people to come out of nice and cozy houses to see your place? Use a professional stager to design a stunning space that beckons for potential buyers to take a closer look.

Staging Benefits

  Besides selling faster and for more money, what other benefits are there for staging a home? With the right home staging company, your house can become a place that potential buyers envision the family living in for many years. Staging can create an environment that ...

Cooling Housing Market Offers Opportunity For Buyers

The economy is soaring, and unemployment is at its lowest level in decades. These two indicators would suggest that new home sales are rising.  

That’s not the case this year because new home sales are sagging. In addition to growing new home inventories, mortgage rates remain low. This combination is favorable to anyone looking to buy a home.  

What’s currently occurring in the housing market is what Real Estate experts call “rebalancing.” The housing market is moving towards a better equilibrium after several years of escalating prices and high demand.  

Ultimately, despite a strong economy, the housing market simply couldn’t continue to grow. This paradox is not what people expect during a strong economy, but the reality is that most housing indexes show a downturn in new home sales.

The Reasons for Declining New Home Sales

One of the primary reasons that new homes sales slowed is: less demand. Reports have shown that housing demand is down 10 percent compared to the same time last year....

Best Trending Paint Colors For 2019

Do you have homes you plan to sell in 2019? Are you an investor who likes to add a hip and trendy accent wall to your houses? Looking for the important real estate trends? When stark white is driving you crazy, 2019's colors can help your house stand out from others on the market with neutrals that are no longer bland and boring.

Some of the hottest real estate tips have to do with color you choose. Glidden says to use muted yellows and tans to brighten up dull spaces without turning off potential buyers. Light gray shades are back, pairing beautifully with slate blues and charcoal grays for stunning color combinations. 

Greige Is The Hottest Tone

Whether you put “Greige” on the...

Five Important Trends In Real Estate

You may not think that popular ideas like joining a co-op or using a real estate CRM program are important, or even what they mean. Take note, these advances might be just the thing your house needs to set it apart and get the listing in front of a better audience.

Even though the inventory is lower in comparison to previous years, it does not mean an automatic sell. While some homes enjoy a nice bidding war before going for full price or higher, some houses sit on the market and see very little interest. How can you make sure that the work you do is not in vain? Here are five of the leading tips that real estate agents offer up to help sellers get the best return when they get ready to sell.

Advanced Technologies In The Real Estate Market

Looking at properties from a different perspective like the view you might get from a drone is one way that ...

5 Things First Time Home Buyers Need To Consider

Buying a home for the first time can seem like a daunting task. After all, there is probably no other time in your life when you'll spend this much money. Real estate is seen as one of the safest investments there are but without taking proper time to think about the decision, your investment could be taking on water fast. So what are some helpful tips for first time home buyers in South Boston to consider?

• How Much House Can You Afford?
• What Should Your Down Payment Be?
• What Are Some Of The Biggest Red Flags To Consider?
• 15 or 30 Year Mortgage?
• Knowing When It's Time To Call In An Expert
• How Much House Can You Afford?

The answer to this question is highly dependent on your personal situation. For example, the old rule of thumb is 28 percent of your monthly gross income is what can be put towards a mortgage. This means that if you make $5,000 per month, or $60,000 per year, you can reasonably afford a mortgage of $1,400 per month.

This rule of thumb fails to include any debt however. If you are still working on paying off things like credit car debt or student loans, this percentage of monthly income may be far less. They key is to create a budget and pick the value that best fits your specific situation.

What Should Your Down Payment Be?

Having a large down payment is nice because it lowers monthly payments and saves the home buyer from paying as much interest over the lifetime of the mortgage. An old rule of thumb...

Is Single Family Home Ownership As Appealing as Condo Living?

It's getting harder and harder to find Boston homes for sale since the area ranks second in the housing industry in the United States.

Property investors have a few tricks up their sleeves to drum up more interest in single and multi family home ownership. When you find your homes for sale in Boston sitting longer than you want, then a couple of upgrades can make a massive impact.

The key is understanding why some buyers go for a condo so that you can make your houses fit those needs and stand out.

Why buyers go for a townhouse instead of a house?

There are three big reasons why Boston real estate firms are finding more people interested in condo living over single family homes. Price, maintenance, and close quarters are often more inviting than complete privacy or yard space.

Some individuals feel more comfortable with neighbors on either side instead of a need for grassy yards, outdoor gardens, and expansive decks. Many people expect city living to be tight with someone on the other side of the wall.

One way to improve appeal is to boast about the amenities near your home for sale. Having little or no yard work to do after a long week of studying or working is very alluring.

Low-maintenance landscaping can make a home for sale more appealing to condo lovers

One of the most significant advantages of living in a condo is the maintenance coverage. These units save the owner time, hassle, and money. To increase the chances that these buyers will consider your property, you can use hardscape to reduce the time spent mowing the lawn....

Boston Home Prices Continue To Soar Despite Recent Rough Weather

Did you know that homes in Weymouth, Massachusetts were in the path of 16 significant weather systems in the past year alone? CNBC says that’s a record for the city.

Would it be surprising for you to find out that meteorologists, real estate agents, city planners, and developers expect this trend to continue rising over the foreseeable future?

The forecast puts builders in a tough situation. Developing on and near the waterfront is excellent for the economy, brings in tourists, and increases luxury living in the city, but changes to building codes are necessary to help withstand the harsh weather that is coming.

The natural disasters not only affect residential buildings, and business owners are finding out that they are paying more for repairs, flood insurance, and disaster relief.

Homes That Sit Near Water Are Warming Fast

Coastal waters are not getting as cold as they did ten or twenty years ago. In fact, the area is close to the Gulf of Maine, which happens to be warming faster than almost every other state in the country.

CNBC talked with experts from the National Oceanic and Atmospheric Administration or NOAA who felt that these changes are here to stay. If the area continues to experience hurricanes and strong nor'easters, then new construction must be ready to withstand the severe weather.

What Do Regulators Say...

16 Selling Mistakes You Will Want To Avoid

  Selling your house is a big deal and the process demands as much attention as you can give and an experienced professional to guide you. You’ll want to do things right since any mistake could have dire consequences costing you thousands or putting you in a legal bind.

Is the house you are looking to sell in the Boston Metro market? Once you’ve done the necessary things to do before selling your house, you’ll have to make sure you avoid the following common selling mistakes to sell faster and easier minus the frustrations, aggravations, and troubles that can come with doing things the wrong way.  

• Avoid Overpricing Your Home

  Overpricing the property is the most common mistake you should avoid by all means. It’s understandable that you love your house but will that justify a higher asking price then the market supports? Sellers who price their properties high often end up getting less than they would have made if the price had been set according to the market reality.

When it comes to setting a price, try to break free from your inner emotional attachment and...

What Is a Real Estate Short Sale and How to Buy One

Buying a home can be stressful, but once you find the home of your dreams, it’s completely worth the effort. In most cases there are quite a few options when it comes to buying a home and some of the terms may be a bit confusing if you’re not familiar with them.

One of the terms you may come across when buying a home is a “short sale”. This post will explain what a short sale is, why they might be worth your consideration, and how to buy one.

What Is A Short Sale?

A real estate short sale is a home that is being sold for less than the outstanding mortgage left on it. A seller might opt to do this for a variety of reasons. One of the most common reasons for a short sale, is that the homeowner can no longer keep up with their mortgage payments.

This may be due to loss of income or increase of expenses. In this case, a short sale is made to avoid foreclosure. A short sale can also occur if a home has significantly decreased in value since it was purchased.

For example, imagine that you take out a $350,000 loan to buy a home that is appraised at $400,000. Two years down the line, you need to move due to a job relocation, but the housing market has tanked in your neighborhood, and the house is now only worth $300,000, which is less than you owe to the bank.

If the homeowner can no longer afford to keep up with their mortgage payments, or otherwise needs to sell for less than the mortgage, they may contact...

A Simple Guide to Buying Foreclosure Property

Buying a foreclosed home can be a great way to save money, but the entire process can seem intimidating to the average home buyer…

• Will a bank give me a loan for a foreclosed home?
• Are foreclosed homes in livable condition?
• Will a real estate agent help me buy a foreclosed home?
• What exactly counts a foreclosure?

These questions and more could all be running through your head, and the sheer weight of finding the right answers could hold you back from finding the foreclosed home of your dreams at a price that’s better than market value. 

So in this simple guide to buying foreclosure property, we want to set the record straight and give you the answers you need.

What Is a Foreclosed Home?

Simply put, a foreclosure home is a piece of real estate owned by the bank after the previous owner fell behind on payments. All sorts of situations can lead to this (such as job loss or unforeseen expenses), but the common factor is that when...

Health Benefits of Living by the Beach

I recently came across the article ‘Neuroscientists Strongly Recommend That You Visit The Beach Regularly, which greatly intrigued me.  I can’t begin to say how amazing it is to live by the beach. No matter how stressful the day, it only takes a few minutes to melt the stress away.

Last night my wife went out to dinner with the girls and I was left to fend for for myself and our two daughters. Out of initial laziness, I decided it best to order Victoria’s Subs. Driving by Straits Pond and realizing how perfect of a night it was, I quickly made the decision to head down to Sandy Beach (Insert Link Here to Beach blog post done prior). A simple dinner turned into a night I don’t think I will ever forget. Reagan running after the Seagulls wearing her purple tutu while Madison enjoyed nature’s sound machine, asleep in her carseat.

Oftentimes, Reagan would take a break and run back to me to take a bite of her sandwich and take a sip of her seltzer water with the waves breaking and Minot Light off in the distance. While I don’t own a waterfront Cohasset Home, you can search all Cohasset Homes with a Water View here...

Boston Rentals Show Promising Investment Opportunities

Boston homes are not staying on the market long. No matter what neighborhood you look in, there are few open houses or for sale signs to discover. When you do come across a house for sale in Quincy, Waltham, Medford, or Newton, then you will want to contact the agent immediately because some homes are spending only a day or two on the market. Can you imagine how fast a cute home with stylish upgrades and modern appliances will go with these turnover rates? Striking while the iron is hot could net you big returns if you choose the right property. Signs are pointing to turning homes into multi-unit rentals to get the most income. Switching over design ideas and making functional changes do not have to be intense and budget breaking. By adding a rooftop bar, a backyard barbecue, or a fabulous appliance package in the kitchen, you can draw in rental applicants fast.

Current Prices for Boston Homes for Sale

Redfin says that the average sales price for a home in Boston was $712,000 in June 2018. Many homes get multiple offers with down payments ranging from less than ten percent and almost a quarter of the total price of the home. None of the homes on the site were listed for more than 28 days with several getting the sold sign within two to three days after listing. When you own Milton MA real estate, then you have a good opportunity to sell your home for higher than market value with many offers coming in over sale price to beat out the competition. The average price for each square-foot averages around $615.

Higher Rental...

21 Things You Should Do Before Selling Your House to Net You Thousands More

What are those things you always want to achieve when selling your house? For most people, the most important things are being able to sell quicker at a better price. In a competitive market like the Boston real estate, you’ll need more than luck to get your property sold at maximum value. Want to learn how you can sell your home faster in Boston? These 21 tips will not only ensure you sell faster but they’ll also ensure you get top dollar on the transaction.

1. Make repairs

You may have lived all along with stained ceilings, broken windows, missing tile, a heavily-scratched floor, or some other dents and issues. It’s fine though, after all, you’re the landlord of your house. But that is about that. Since you’ll be putting your home on the market soon, you won’t like anything to get in your way of making a great sale. If there is one thing that will greatly affect the way prospective buyers value your home, leaving these issues that need repairs unattended to is one thing that will devalue and de-market your property to a large extent. If you’re hoping to get maximum value before placing your home for sale in or near Boston, consider fixing any problem you can.

2. Complete unfinished projects

It’s no doubt you’ll have one or more project you’ve left abandoned around the house. Whether this is a painting job you never...

Boston's Top 5 Beaches

If you have a home for sale in Cohasset, then you might want to point out to potential buyers that Boston has excellent beaches to explore. New home buyers can enjoy a fun afternoon soaking up the sun, playing beach volleyball, splashing in the water, exploring the beach shops, or having a nice picnic. Boston has numerous recreational activities for families living in the area giving you an advantage when selling Milton, MA real estate. For example, knowing that you can get to Crane Beach via the commuter rail from North Station and take it to Ipswich might be important to someone relocating to Quincy, Brookline, Mattapan, West Roxbury, or Hanover. Helping out-of-town buyers learn about the area will give you or your agent a way to connect with open house guests. Making an emotional bond is a fast way to get people to feel an attachment to your home.

America's Oldest Beach, Revere Beach

Known as America's Oldest Beach, Revere Beach is 122 years old beginning public service in 1896. Guests like to visit the park to go swimming, soak up the sun, listen to musical acts, and sample new foods at the restaurants and food stands on the grounds. Events like annual sand castle build-off and sculpture contests along with kite competitions entertain young and old alike. Visitors find that Revere Park has festivals, fireworks for the holidays, and outdoor movie nights that people buying in Quincy, MA can enjoy as part of the family. There are several hotels with lavish accommodations and premier restaurants to sample after a day at the beach.

Wollaston Beach

Wollaston Beach is a part of the Quincy Shores...

Blockchain for Real Estate

Last month, hotelier Rick Hilton auctioned his Roman mansion at a cryptocurrency auction signaling the arrival of the blockchain. Here's how technology is changing real estate. That doesn't mean your local real estate agent will let you buy a home using cryptocurrency in the next week or two, though. But blockchain technology has arrived, and it’s just now starting to show true emergence in real estate transactions.

What is a blockchain?

A blockchain offers multiple functions. This technology hosts other applications on a platform, but its basic function remains the processing and immutable recording of any transaction on its platform in a ledger. It does so in an orderly fashion, one "block" of data at a time, time-date stamped in a "chain." It's literally a virtual chain, or series, of events or transactions. A blockchain may be centralized or decentralized.

What is cryptocurrency?

Many blockchains have developed their own proprietary cryptocurrency for their specific consumer use. Transactions can be for the purchase, sale, or transfer of any asset stored or represented on that blockchain. For example, in Russia, Burger King launched a proprietary cryptocurrency called WhopperCoin. Burger King customers earn WhopperCoin when they buy a Whopper. You can also buy it, give it as a gift or sell it. The virtual coin works similar to a gift...